What inflation does to money you are owed
A debt that waits loses value. With 10% inflation, 1,000 owed for a year buys only about 909 worth of today’s goods. Type the amount, when it was written and the inflation rate to see what it is worth now.
Updated:
Enter the amount and the month.
Worked out in your browser. Only the price figures are fetched from the Baki Fast server; the amount you type is not sent.
How is it calculated?
What an old debt is worth today = the debt ÷ how much prices rose since it was written. The yearly rate is turned into a monthly one, and the months between the sale and today are multiplied: at 2% a month for three months, 1.02 × 1.02 × 1.02 = 1.0612. The debt divided by that number is its value in today’s money; the difference is what inflation took. For Turkish lira, the tool can use the Turkish central bank’s (TCMB) monthly consumer price figures instead: prices rose 29.77% in the year to October 2026, so ₺10,000 owed for a year is worth about ₺7,705.94.
What can I do about it?
- Agree a due date before you give credit, not after.
- Split large amounts into installments, each with its own date.
- If you charge for late payment, agree it in writing before the sale; see selling on credit.
Questions
Is the result exact?
No, it is an estimate. Consumer prices are an average; the goods you sell may have risen more or less.
Is this an interest calculation?
No. It only shows lost buying power; it does not calculate interest or late fees.